If you are the freehold owner, we arrange building insurance. This covers costs for rebuilding your home if it is damaged or destroyed. You pay a premium for this as part of your service charge.
We insure for the full cost of rebuilding your home - not for the price we would receive for selling it.
You must let us know if there are any changes. This may affect your claim.
Please let us know if:
- you no longer live in the property and now rent it out
- the property will be empty for more than 30 days in a row
- you carry out internal alterations
- you have had an extension built including a conservatory
The insurance only covers the structure of the building, including fixtures and fittings. You must make your own arrangements to protect your contents.
If you wish to make a claim you must do so as soon as possible. Please email our Insurance Team